Terms and Conditions for lythoraviqo.com

These terms govern your engagement with lythoraviqo for financial recommendations and consultations. Please read them carefully, as using our website or services constitutes agreement to these terms and ongoing compliance.

Last updated October 3, 2025

Acceptance of Terms

By accessing or using any part of the lythoraviqo website or consulting services, you confirm that you understand and agree to these terms. If you do not agree, please discontinue all use immediately.

Definitions

These definitions clarify how terms are used in our agreement:

  • “Service” means all recommendations, reviews, and consultations offered by lythoraviqo, including communication and other related activities.
  • “User” means visitors, clients, or anyone engaging with lythoraviqo services or website.
  • “Content” refers to materials and information displayed or provided, including analytical reviews, recommendations, and website materials.
  • “Agreement” refers to these terms and any additional policies referenced here.

Use of Services

You may access our services for personal, non-commercial use. All recommendations are provided as general guidance and should be weighed alongside your own research and personal circumstances.

Eligibility

You confirm you are at least 18 years old and legally able to access financial recommendation services as defined by Australian law.

Not suitable for those under 18.

User Responsibilities

You agree to use lythoraviqo responsibly and keep your information accurate.

  • Ensure accuracy of information provided to lythoraviqo
  • Act in compliance with all applicable laws and regulations
  • Keep your contact and account details up to date
  • Notify us promptly of any unauthorised account access

Prohibited Uses

You may not misuse our services. Prohibited uses include:

  • Using the site or services for unlawful or fraudulent purposes
  • Disrupting or overloading our infrastructure
  • Attempting unauthorised access or tampering
  • Impersonating lythoraviqo or misrepresenting your identity
  • Extracting or copying content for commercial resale

Intellectual Property

All content, including reviews, recommendations, graphics, and other materials on lythoraviqo.com, are protected by copyright and other intellectual property laws. No content may be copied or redistributed without written consent.

User Content

If you share feedback or input with lythoraviqo, you grant us permission to use it to improve services or for communication, subject to privacy policy.

Your Content Rights:

You retain copyright of your input. We will never share personally identifying content without your request or legal requirement.

Privacy Commitment

lythoraviqo handles your personal data in accordance with our privacy policy and Australian law. Review the policy to understand how your information is managed. Read Privacy Policy

Important Disclaimers

Please review our disclaimer, which applies to use of all content or services provided by lythoraviqo.

Risk Notice:

Past performance does not guarantee future results. Any financial recommendations may change in value and should be carefully considered.

Limitation of Liability

lythoraviqo is not liable for any indirect or consequential loss incurred from using recommendations. Your decisions are made at your discretion.

Indemnification

You agree to indemnify and defend lythoraviqo from claims or liabilities resulting from your misuse of our site, content, or services.

Resolving Disputes and Concerns

Any concerns should first be raised with lythoraviqo directly for informal resolution.

Arbitration

If a dispute cannot be settled, it may be resolved through arbitration under Australian law. Each party bears its own costs.

Arbitration decisions are binding unless otherwise required by law.

Online Dispute Resolution

Consumers may access government-approved dispute resolution resources for further support if disputes arise.

Australian Online Dispute Service: Australian Online Dispute Service

Governing Law in Australia

This agreement and your use of lythoraviqo are governed by Australian law and jurisdiction.

Term and Termination

You may end use of lythoraviqo at any time. We may terminate access for breaches or misuse without notice.

Changes

lythoraviqo may alter these terms at any time by publishing new versions. Please review regularly.

Severability

If any part is invalid, all other terms remain in effect.

Entire Agreement

These terms and linked policies form the full agreement between you and lythoraviqo with respect to our services.

Contacting lythoraviqo.com

Contact us if you have questions, suggestions, or rights requests as detailed above.

Email Address: content@lythoraviqo.com

Phone: +61.2.5015.9530

Address: 570 Bourke Street, Level 17 & 24, Melbourne, VIC 3000 Australia

Date in Effect: October 3, 2025

Version: 1.0